Welcome to Compensation Unemployment
Tips for Saving Money While Unemployed
In these tough economic times it seems that there are more and more people losing their jobs. For many families, adjusting to living on a lower income can be challenging, especially when bills begin to take premise over other essentials, such as food. Below are some tips and suggestions on ways to help make ends meet though these difficult economic times.
Find Money in Your Stuff
Trade and Save
Another clever way to save money is to barter for services. For example, if you are an out of work handyman, mechanic, or any other general laborer, you can offer your services for things such as free haircuts, free dry cleaning, lawn services, or even snow removal. Be creative. It never hurts to ask. Another way to save is to cut and use coupons. Yes, people still clip coupons, surprised? Newspapers often carry ads and coupons in them. Saving a few dollars here and there may not seem like much, but if you save, say ten dollars a week on groceries because you buy things on sale and/or use coupons, you could be saving upwards of $40 a month.
Find Money in the Freezer
Altering your lifestyle is another great way to cut costs so your budget isn’t so stretched. Think of how often you order in, take out or go out to eat. Cooking at is a great, inexpensive way to save money. Many cooking shows and some cookbooks are now focusing on meals that are wallet friendly. Be creative, go to farmer’s markets when they are in season, buy meat in bulk and freeze it in smaller portions, and try not to buy excess or unneeded items like expensive coffee, energy or sports drinks.
Lower to Gain
Lowering your thermostat can help you save on your heating bill. To keep the chill out, consider buying draft stoppers for doors, plastic film for windows or even a space heater to warm living spaces and bedrooms. Consider cancelling or downgrading your television, internet or phone services. Many people are spending over $200 a month on just one or two of these services alone not including cell phone service. Look into switching providers to get a deal or talking to your current service providers to see if there are other ways you can save.
Saving money, whether you’re collecting unemployment or not, is not impossible. Consider the above suggestions the next time you are at the grocery store or need a haircut. Remember, you’re not alone in these tough times, and what better way to overcome all of this than to help each other out.